1918. Thrift is the friend of man, a civilization builder. The practice of thrift gives an upward tendency to the life of the individual, and to the life of the nation; it sustains and preserves the highest welfare of the race. The term thrift is not only properly applied to money matters, but to everything in life - the wise use of one's time, the wise use of one's ability, one's energy, and this means prudent living, careful habits of life. Contents: thrift, foundation of all greatness; safeguard for the future; man we trust; can you finance yourself; art of saving is the art of wise spending; sailing under false colors; ruin of rivalry; home of my own; he that soweth sparingly shall reap sparingly; spendthrifts of time and energy; bank book habit. --This text refers to an alternate Paperback edition.