I. Social efficiency in business: Industrial hygiene as a factor in human conservation, by I. Fisher; Provision for the safety of employees, by R.C. Bolling; Protection against occupational diseases, by J.B. Andrews; Reporting of occupation diseases by phsyicians, by W.G. Thompson; Sanitation and ventilation of factories, by G.M. Price; The health of women workers, by Jane S. Klink; The doctor and the nurse in industrial establishments, by Lillian D. Wald; The woman's welfare department of the National civic federation, by Mrs. J.H. Hammond.--II. The improvement of labor legislation: The efficient enforcement of labor legislation, by P.T. Sherman; Provision against the consequences of industrial accidents, by M.M. Dawson; The compensation amendment to the New York constitution, by H.R. Seager; Discussion of workmen's compensation legislation, by D.W. Morrow and E.T. Devine; Labor law improvement and enforcement: The manufacturer's attitude, by J. Calder.--III. Financial facilities for wage-earners: Investments on the instalment plan, by W.E. Harmon; Discussion of investments on the instalment system, by I.N. Seligman and H.R. Mussey; Remedial loans--a constructive program, by A.H. Ham; Discussion of remedial loans, by R.B. Fosdick; Discussion of remedial legislation, by A. Wilcox; The mutual investment association of the Postal telegraph company, by E. Reynolds; Coöperative loan societies, by P. Jay; The celluloid club saving and loan department, by S.T. Simmonds; Coöperative saving and loan associations, by E.E. Pratt.--IV. Government and business: The basis of government regulation, by S.M. Lindsay; Government regulation--the railroad view, by R. Walker; Government regulation--New York's responsibility, by G.W. Perkins; The objections to government regulation, by F.W. Whitridge; The relation of government to business, by H.R. Seager; Social relations of big business, by J.H. Hammond; Report of the autumn meeting of the Academy of